A Guide For Filing a Catastrophic Personal Injury Claim in New York

 Most people never plan on needing a catastrophic injury law firm or filing a personal injury claim. Well, these accidents are unforeseen, and many have a lasting impact.

We recognize that it can be challenging to understand the entire process of filing a personal injury claim as well as the appropriate time to do so. We have covered a succinct overview of the personal injury claim process in New York in this blog. Additionally, it will clarify what to do if you sustain injuries in an accident.

Get Medical Attention

The first thing you should do if you are hurt in an accident is seek quality medical care. If you intend to make a personal injury claim, take care of the wounds. Both your health and any potential future damage claims will benefit from this.

By getting medical attention soon after the accident, you build a record that can be used to demonstrate your injuries in court. However, if you put off treatment, the defendant might claim that you were not really hurt or that the harm you received was not that serious. If you take too long, the defendant might attempt to show that something other than their negligence was to blame for your injuries.

Hire A Catastrophic Personal Injury Lawyer

After being hurt in an accident, it is never too early to contact a personal injury lawyer. Your attorney will provide you with information about your legal rights, filing insurance claims, and gathering evidence. Some attorneys charge a contingency fee, which may include paying them at the case conclusion or only if they prevail.

Gather Your Proof

You may be given some time to gather evidence to back up your case under certain circumstances. As an illustration, if you are not seriously injured in an accident, you can take pictures of the damage to your car or list the witnesses who were present. However, you can still gather evidence like police reports and medical records if you cannot remain on scene. When negotiating with insurance companies or filing a lawsuit, you can easily use this evidence to your advantage.

Try Filing Insurance Claims and Negotiating With Insurance Companies

The majority of personal injury cases include an insurance claim. Car insurance, general liability insurance, corporate insurance, etc. This list contains a few examples of common insurance types under personal injury. Determine whether the person who caused your injury has insurance and whether it applies to your case as the first step in this process. So, in general, you should talk to your insurance provider about the claim.

Even though the insurance process is challenging, it is preferable to a court trial. Insurance claims are quickly settled. However, many insurance providers attempt to avoid covering your full damages, and some reject your claim. It is important to review the insurance policy carefully and to be aware of the potential pitfalls of the insurance claim process. If the claim is denied, it is possible to appeal the decision or to file a lawsuit.

Let us now consider the insurance claim procedures.

Process Steps For Filing An Insurance Claim

Whenever you intend to submit an insurance claim, getting in touch with the insurance provider and providing them with the specifics of your accident is typically the first step. Include details about your injuries as well as any supporting documentation that demonstrates the policyholder was at fault.

Make sure you do not accept liability from that insurance provider. Following your claim submission, the insurance company will investigate. In addition to speaking with the policyholder, the company can interview witnesses and gather evidence. They will then determine whether to partially accept or reject the claim.

Attend the Trial Only if it is Absolutely Necessary!

Suing someone simply means you defend your legal rights in court. At this point, you will need to hire a catastrophic injury attorney in New York to understand the legal procedures. During the court trial, your attorney will assist you in reviewing and negotiating the case with the defendant. You should not be afraid to proceed to trial to obtain compensation for your injury if settling the case with the insurance companies is impossible.

Wrapping it up

In this blog, we outline how a personal injury lawsuit is filed. Even though filing an insurance claim is essential to receiving compensation for your injuries, obstacles can arise. In these cases, you will need a catastrophic injury attorney in New York who knows the ins and outs of the entire legal system.

We advise visiting Godosky & Gentile if you need a personal injury lawyer. They currently serve clients in Manhattan, the Bronx, and all other boroughs of New York City and offer free consultations.

They specialize in a variety of practice areas, including sexual harassment, medical malpractice, workplace harassment, premises liability, motor vehicle accidents, and personal injury and litigation. Visit their website to learn more about their processes and attorneys today.